WELCOME TO
OCHM MKTG &
CONSULTING INC.
About OCHM Mktg &
Consulting
OCHM Mktg & Consulting
Group

(OCHMG) is the global
marketplace for expertise.

Since 2005, We have
worked with Individuls and
Small Business owners  for
collaboration and
consultation to maximize
productivity and the
bottom line. OCHM has
helped the world's leading
institutions find, engage,
and manage experts across
a broad range of industries
and disciplines.

Focused and Independent
OCHM does not write reports
or take published positions,
make product
recommendations or offer
investment advice.

In these particular cases we
ask  you talk with your own
lawyer, accountant or
financial representative.


  • Free consultations
  • Award-winning service
  • Satisfaction guarantee
OCHM Mktg & Consulting
Small Business Tip #1. Click here.
Office Depot, Inc
Small Business Loans

Small businesses everywhere rely on Bank - Small Business Lending, for their
diverse financing needs. As a Small Business Administration (SBA) Preferred
Lender, Our partners offer SBA 7(a) loans for:

Commercial Real Estate Financing

Business Acquisition

Franchise Financing

Construction Loans Business

Succession Financing



Commercial Real Estate Financing

By providing SBA 7(a) loans, we can meet a variety of your real estate financing
needs.


We offer:

Small business loans from $350,000 to $5 million
Up to 90% financing
Purchase, refinance, construction or expansion
Terms up to 25 years
No balloon payments
Fixed and variable rates
Owner-occupied properties only


Business Acquisition

We understand that intangible assets are often the most valuable in an
acquisition, a customer list, a trademark, a patent or other goodwill. We consider
a company's true potential, then provide the kind of financing your acquisition
needs for long-term success.




Our Partners offer:

Small business loans from $350,000 to $2 million
Up to 80% financing
Working capital and new equipment financing are available as part of the loan
Sales can be financed over 10 to 25 years (with real estate) with no balloons


Franchise Financing

Many franchisees use SBA loans to meet their financing needs. That's why so
many franchisees turn to Banks - Small Business Lending, a Small Business
Administration (SBA) Preferred Lender.

Our partners provide franchisees with loans to meet a variety of franchise
financing needs:

Start-up in a new location
Acquisition of an existing location
Refinance
Re-branding

Loan terms are structured to accommodate a wide range of franchise concepts:

Small business loans from $350,000 to $3 million
Up to 80% financing
Terms up to 25 years with real estate or 10 years without real estate

We have reviewed and assigned lending criteria to a wide variety of franchises,
so we have the expertise to get your franchise operation open and generating
sales quickly and efficiently.


Construction Loans

We offer SBA loans for new construction, alterations, additions, acquisitions and
leasehold improvements.


SBA loans offer a number of advantages, including:


Up to 90% financing
Terms up to 25 years
No balloon payments
Variable and fixed rates

Funds can be used to cover both hard costs and some soft costs associated
with your construction project. They can include land acquisition, building
construction or improvements, all fees, appraisal, title work, searches, surveys,
machinery/equipment, furniture, fixtures and working capital.


Our interests are long term


A construction project is a complex business. Our experienced staff and policies
are in place to facilitate dealing with construction lending. And we're still there
for you after the project is complete.


Our Bank Network- Small Business Lending, we're interested in your business'
lasting success.


Once and done


Best of all, a construction loan from us automatically converts to long-term
financing once the construction project is completed. This means you don't need
to apply for another mortgage or a bridge loan.


Apart from the considerable convenience that this offers, you'll also have just
one closing, one set of closing costs, and one lender.


Business Succession Financing

You've worked hard to build your business to its current level of success. Selling
to a partner or manager can help ensure its continued success for years to
come.


We can help with:

Up to 90% financing of the sale of your business to a manager
Up to 90% financing of the sale of your business to a partner/shareholder
Working capital and new equipment financing are available as part of the loan
Sales can be financed over 10 to 25 years (with real estate) with no balloons
In most cases, the seller will not be required to finance any of the sales price
and will receive cash at closing rather than over a period of several years
Loans up to $3 million available

Our Bank Network - Small Business Lending will work with you or your financial
advisor to help you structure the best transaction for the sale of your business.


Contact us today to discover how we can meet your small business financing
needs.
How to Approach
Lenders Now
Borrowers should
be prepared to talk
about how they
steered through the
downturn.
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Copyright 2011 OCHM
Mktg & Consulting.
All rights reserved.


Address
27475 Ynez Rd. #338
Temecula, CA 92591
Ph:951-797-8084